The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education. U.S. Personal Savings Rate What can be learned from the savings rate? Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.